TERMS OF SERVICE

Effective Date: October 6, 2024

Welcome to Nico Moreno - Realtor, a DBA of NIMO HOLDINGS LLC. By accessing or using our website (the “Site”), services, or any communications sent via A2P (Application-to-Person) messaging, you agree to comply with and be bound by these Terms of Service (the "Terms"). If you do not agree to these Terms, please do not use our services.

1. Services

NICO MORENO - REALTOR provides real estate consulting, property listings, and related services. We may offer communications through email, SMS, or other digital methods, including A2P messaging, for service updates, promotional offers, or transaction-related messages. By using our services, you consent to receiving such communications.

2. A2P Compliance

We comply with industry standards, including the CTIA Messaging Principles and Best Practices, and federal regulations for Application-to-Person (A2P) messaging. By opting into our services, you agree to receive transactional and marketing messages via SMS, email, or other electronic means. You may opt out at any time by following the unsubscribe instructions provided in each message.

3. User Conduct

You agree not to:

- Use our services for any unlawful purposes.
- Interfere with the security or integrity of the Site or services.
- Provide false information or impersonate another person.

Violation of these Terms may result in suspension or termination of access to our services.

4. Disclaimers

NIMO HOLDINGS LLC makes no warranties regarding the accuracy, reliability, or completeness of any information on the Site or in A2P messages. All content is provided on an "as-is" basis. We are not liable for any damages or losses arising from your use of our services.

5. Limitation of Liability

In no event shall NIMO HOLDINGS LLC, its officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use our services.

6. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on the Site, and your continued use of our services constitutes acceptance of the updated Terms.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the state of Minnesota without regard to its conflict of law principles.

8. Contact Information

If you have any questions regarding these Terms, please contact us at:NIMO HOLDINGS LLC

DBA Nico Moreno - Realtor

401 S 1st ST

Minneapolis, MN 55401

Nico@NicoMPLS.com

(612) 441 - 2389

PRIVACY POLICY

Effective Date: October 6, 2024

NIMO HOLDINGS LLC, DBA Nico Moreno - Realtor ("we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose information when you visit our website or use our services, including A2P messaging.

1. Information We Collect

We may collect the following types of information:

- Personal Information: Includes your name, email address, phone number, and other contact information.
- Usage Data: Information about how you use our Site, including IP addresses, browser type, and activity logs.
- A2P Messaging Information: When you opt into A2P messaging, we collect information related to your mobile phone number and any messages sent between you and our service.

2. How We Use Your Information

We use your information to:

- Provide and improve our services.
- Communicate with you via email, SMS, and A2P messaging, including transactional and promotional messages.
- Comply with legal obligations.

3. A2P Messaging Compliance

We adhere to A2P messaging standards and regulations, including opt-in/opt-out requirements. By providing your phone number, you consent to receive messages from us. You may opt out at any time by following the instructions in the message.

4. Sharing of Information

We do not sell or rent your personal information to third parties. We may share your information with trusted partners or service providers only to the extent necessary to provide our services, comply with the law, or protect our rights.

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no security measure is completely foolproof, and we cannot guarantee the absolute security of your information.

6. Your Choices

- Opting Out: You may opt out of receiving communications from us by following the unsubscribe link in emails or replying "STOP" to A2P messages.
- Access and Update: You can request access to or update your personal information by contacting us at the information below.

7. Children’s Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new effective date. Your continued use of our services constitutes acceptance of the updated policy.